Thursday, October 23, 2008

The Complete Guide to Buying a Home-Click Here!

Buying a home is a major investment. I have the tools to help you make a wise investment.

Congratulations! You have made the decision to purchase a home, be it your first home or a new home. While this may be a daunting task for many individuals, with the right knowledge you will not make the mistakes that many home buyers make. Even if you have already purchased a home, you can still benefit from these newsletters, and perhaps not make the same mistakes over.

My goal is to educate you in all aspects of purchasing a home so you can make the best decision on your purchase. To do this, over the next month and a half, you will be receiving posts from me every three days or so. In each article I offer you, I will be covering a new topic related to buying a home.

The first thing I would like to do is to send you a free guide titled "The Complete Guide to Buying a Home". This is a 78 page PDF book that will help educate you on the various aspects of buying a home. Here are the main topics that are covered: Just ask me for it via email and/or VM.

Homeownership: Are You ready?

Hurdles to Becoming a Homeowner

Understanding Credit

Finding the Home that is Right for Your Family

Financing Your Home

Federal Laws Protecting Consumers



This guide will help educate you on the various aspects of buying a home.

First Time Home Buyer Seminar on CD

I also have a 48 slide PowerPoint presentation that I want to give you that will help you understand the process of buying a home. The 48 slides cover the following topics on the next column. Even if you are not a first time home buyer, you may find some interesting topi cs in this presentation. Again, this is a valuable gift free for the asking!

Here is what is covered in the presentation:

Why Buy A Home?

Renting Vs. Buying A Home

How to Afford the Higher Payment

Withholding Example

Are You Ready To Buy?

How Much Home Can You Afford?

Why be Pre-Approved?

Types of Loan Approvals

Full Doc Approval Documents

Stated Income Guidelines

Types of Loan Programs

Which Mortgage is Right For You?

Fixed Rate Mortgage

Adjustable Rate Mortgage

Option ARM

2/1 Rate Buy down

Bi-Weekly Mortgage

15 Factors that Affect Your Interest Rate

100% Financing & PMI

Creative Financing

Credit Scoring Overview

The Three Credit Bureaus

Components of a Credit Score

How Your Score is Used

Getting A Mortgage With No Credit

How To Establish Credit

How to Improve Your Credit Score

Credit Repair Services

Working With Your Realtor

Your Realtor as a Buyer's Agent

Where Do You Want to Live?

House Considerations

Home Evaluation Process

Determining How Much to Offer

Making an Offer to Purchase

When the Offer is Accepted

Inspections and Tests You Need

Home Inspection Benefits

Home Warranty Programs

Property Appraisal

Understanding Closing Costs

Settlement Day



I would like to give you a copy of this presentation. It comes complete with a free PowerPoint viewer. Just call my office and I can send this out to you or you can stop over and pick up your copy. Just give a call, or email me.

If you have any questions about buying a home, or are ready to get yourself pre-qualified, be sure to call me at the number listed below. Over the next 45 days, if you want to join my email list you will be receiving 15 emails from me, each one about 3 days apart. In each email, I will discuss a particular aspect of buying a home.

Here are the topics I will cover:

Here Are 10 Reasons to Buy a Home.

How do You Come Up With A Down Payment for A Home?

Learn How to Negotiate the Best Price on Your Home.

Understand Your Rights as a Consumer When Buying a Home

Finding a Community You Will Like.

Do You Understand Negative Amortization Mortgages?

Ways to Improve Your Credit Score.

How Your Credit Score Affects Your Mortgage.

15 Factors that Influence Your Mortgage Interest Rate.

What Does the APR on Your Mortgage Mean?

Understand Your Closing Costs

Appraisals, Inspections & Tests You Need

What NOT to do Before Buying a Home

How to Buy a Home With Resale Value.

What to Look for in a Home.

I hope that you find these articles worthwhile. If you know of anyone else who is looking to buy a home, please have them contact me so I can get them this same information.

About My Services

I would like to help you with the task of buying a home. To do this, I am able to do the following for you:

Evaluate your credit and rental payment history

Advise you on the various types of mortgage programs

Resolve any issues on your credit report that can affect your mortgage.

Determine the largest mortgage for which you qualify

Make sure you have all the required loan documents

Provide you with a Good Faith Estimate of closing costs

Keep you informed as to changes in mortgage interest rates

Determine any seller assist that you may ask from a property seller

Co-ordinate all aspects of settlement or escrow, including title search, appraisal, paperwork and other services



At Ez Mortgage Helper, we offer mortgages for most buyers, including ones who are self-employed or who have damaged credit. We have lenders who offer 100% financing meaning no down payment for qualified buyers.

We also offer mortgages with start rates as low as 1%, making it easier to get into your home.

If you have any questions about how I can help you purchase your home, please call me at 215-964-8505

Jim Tyler

C’ (215) 964-8505

E’ jamesptyler@gmail.com

W’ http://EzMortgageHelper.com

PS: If you need debt consolidation, home remodeling, wedding money, college funds etc, ask how I can help with these.