Buying a home is a major investment. I have the tools to help you make a wise investment.
Congratulations! You have made the decision to purchase a home, be it your first home or a new home. While this may be a daunting task for many individuals, with the right knowledge you will not make the mistakes that many home buyers make. Even if you have already purchased a home, you can still benefit from these newsletters, and perhaps not make the same mistakes over.
My goal is to educate you in all aspects of purchasing a home so you can make the best decision on your purchase. To do this, over the next month and a half, you will be receiving posts from me every three days or so. In each article I offer you, I will be covering a new topic related to buying a home.
The first thing I would like to do is to send you a free guide titled "The Complete Guide to Buying a Home". This is a 78 page PDF book that will help educate you on the various aspects of buying a home. Here are the main topics that are covered: Just ask me for it via email and/or VM.
Homeownership: Are You ready?
Hurdles to Becoming a Homeowner
Understanding Credit
Finding the Home that is Right for Your Family
Financing Your Home
Federal Laws Protecting Consumers
This guide will help educate you on the various aspects of buying a home.
First Time Home Buyer Seminar on CD
I also have a 48 slide PowerPoint presentation that I want to give you that will help you understand the process of buying a home. The 48 slides cover the following topics on the next column. Even if you are not a first time home buyer, you may find some interesting topi cs in this presentation. Again, this is a valuable gift free for the asking!
Here is what is covered in the presentation:
Why Buy A Home?
Renting Vs. Buying A Home
How to Afford the Higher Payment
Withholding Example
Are You Ready To Buy?
How Much Home Can You Afford?
Why be Pre-Approved?
Types of Loan Approvals
Full Doc Approval Documents
Stated Income Guidelines
Types of Loan Programs
Which Mortgage is Right For You?
Fixed Rate Mortgage
Adjustable Rate Mortgage
Option ARM
2/1 Rate Buy down
Bi-Weekly Mortgage
15 Factors that Affect Your Interest Rate
100% Financing & PMI
Creative Financing
Credit Scoring Overview
The Three Credit Bureaus
Components of a Credit Score
How Your Score is Used
Getting A Mortgage With No Credit
How To Establish Credit
How to Improve Your Credit Score
Credit Repair Services
Working With Your Realtor
Your Realtor as a Buyer's Agent
Where Do You Want to Live?
House Considerations
Home Evaluation Process
Determining How Much to Offer
Making an Offer to Purchase
When the Offer is Accepted
Inspections and Tests You Need
Home Inspection Benefits
Home Warranty Programs
Property Appraisal
Understanding Closing Costs
Settlement Day
I would like to give you a copy of this presentation. It comes complete with a free PowerPoint viewer. Just call my office and I can send this out to you or you can stop over and pick up your copy. Just give a call, or email me.
If you have any questions about buying a home, or are ready to get yourself pre-qualified, be sure to call me at the number listed below. Over the next 45 days, if you want to join my email list you will be receiving 15 emails from me, each one about 3 days apart. In each email, I will discuss a particular aspect of buying a home.
Here are the topics I will cover:
Here Are 10 Reasons to Buy a Home.
How do You Come Up With A Down Payment for A Home?
Learn How to Negotiate the Best Price on Your Home.
Understand Your Rights as a Consumer When Buying a Home
Finding a Community You Will Like.
Do You Understand Negative Amortization Mortgages?
Ways to Improve Your Credit Score.
How Your Credit Score Affects Your Mortgage.
15 Factors that Influence Your Mortgage Interest Rate.
What Does the APR on Your Mortgage Mean?
Understand Your Closing Costs
Appraisals, Inspections & Tests You Need
What NOT to do Before Buying a Home
How to Buy a Home With Resale Value.
What to Look for in a Home.
I hope that you find these articles worthwhile. If you know of anyone else who is looking to buy a home, please have them contact me so I can get them this same information.
About My Services
I would like to help you with the task of buying a home. To do this, I am able to do the following for you:
Evaluate your credit and rental payment history
Advise you on the various types of mortgage programs
Resolve any issues on your credit report that can affect your mortgage.
Determine the largest mortgage for which you qualify
Make sure you have all the required loan documents
Provide you with a Good Faith Estimate of closing costs
Keep you informed as to changes in mortgage interest rates
Determine any seller assist that you may ask from a property seller
Co-ordinate all aspects of settlement or escrow, including title search, appraisal, paperwork and other services
At Ez Mortgage Helper, we offer mortgages for most buyers, including ones who are self-employed or who have damaged credit. We have lenders who offer 100% financing meaning no down payment for qualified buyers.
We also offer mortgages with start rates as low as 1%, making it easier to get into your home.
If you have any questions about how I can help you purchase your home, please call me at 215-964-8505
Jim Tyler
C’ (215) 964-8505
E’ jamesptyler@gmail.com
W’ http://EzMortgageHelper.com
PS: If you need debt consolidation, home remodeling, wedding money, college funds etc, ask how I can help with these.
Thursday, October 23, 2008
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1 comment:
Since most first-time home buyers are not aware about the formalities while availing a mortgage, it is necessary that they familiarize themselves with the rules and regulations in the market so that their investments are not at risk.
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